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Major medical insurance

Don't let an illness take your savings.

Major medical insurance has your back when you need it most: surgery, a hospital stay or a long treatment. For you or for your whole family.

What it covers

In general, depending on the policy you choose.

Hospital stays and surgery

Hospital room, operating room, and fees for doctors and specialists.

Tests and medication

Lab work, imaging and medication during your care.

Accidents and emergencies

Care for accidents and medical emergencies, in Mexico and, depending on the plan, abroad.

Three words worth understanding

Sum insured

The maximum amount the insurer pays for one condition.

Deductible

The fixed amount you pay at the start of each condition before the insurance kicks in.

Coinsurance

The percentage of the costs you cover after the deductible.

Individual or family

You can insure just yourself or add your partner and children to the same policy. I'll help you choose the sum insured and the deductible that balance protection and cost.

Claims 24/7

If you have an emergency, call or message me at any hour. I'll guide you through using your insurance and stay with you through the paperwork.

I have a claim

Frequently asked questions

How much does major medical insurance cost?

It depends on your age, who is covered, the sum insured and the deductible you choose. I'll prepare options so you can compare.

Does it cover conditions I already have?

Conditions that existed before you sign up usually have restrictions or waiting periods. We'll go over it honestly before you buy.

When does coverage start?

Accidents are usually covered from day one; some conditions have waiting periods. I'll explain the ones in each policy.

What do I do in an emergency?

Message or call me right away. I'll tell you which hospital to go to and how to notify the insurer.

Read also: Deductible and coinsurance, Pre-existing conditions and What to do in a medical emergency.